Jet Ski Insurance General Basics
What's Usually IncludedFire, theft, vandalism, and any accidental damage to your craft whether it's on or out of the water. Our policy is all-risk, so unless it's specifically excluded, it's covered.
Combined single limit of liability. We will cover you up to the policy limits (per incident) for your legal liability if someone is injured or property is damaged.
Your watercraft boat is covered for physical damage is based on the Actual Cash Value at the time of loss. We will pay you what it costs to repair or replace the craft(minus the deductible) up to the amount the craft is worth at the time.
For new models (not previously owned) we provide replacement cost coverage for the first 15 months of ownership.
What's not covered * Any craft that has been modified to enhance performance
* Operation from dusk to dawn (basically when it's dark)
* Operation by anyone without a valid automobile driver's license *
* Operation during the optional lay-up period